Furniture Store Swansea - John Long Furniture Centre
Furniture Shop Swansea - John Long Furniture Centre

Finance options at John Long Furniture

John Long Furniture Centre in Swansea offers finance when you buy furniture with us. We have teamed up with Snap Finance to provide flexible payment methods. Check your credit eligibility without affecting your score. A hard credit search will only be required upon the completion of your loan.

Who are Snap Finance?

Snap Finance offer point of sale loans that are up to 24 months in term. With the Pay in 4 option, if you settle your loan within 4 months, then any interest you will have accrued will be cancelled.

They are flexible and your payments can be too. You can choose from weekly, fortnightly, every four weeks repayment options. As stated with the Pay in 4 option you can repay early but you can also choose to repay the loan over 24 months.

Pay in 4 explained

All Snap Finance loans come with the Pay in 4 option. If you repay the full amount back in 4 monthly instalments then any interest will be cancelled. If your payday is right around the corner but you need new furniture, let Snap Finance pay for your new furniture and settle the balance within four months.

Eligibility Criteria for your Snap Finance

In order to be eligible for a Snap Finance loan the following needs to be applicable:

  • Over 18 years of age
  • Over £200 income per week
  • Valid debit card to set up a direct debit
  • £15 deposit paid by credit or debit card
  • UK Resident

There is a minimum deposit when you are approved however you won’t need to pay that until you have chosen your furniture and are ready to sign the agreement. The £15 will be deducted of the total amount of the loan.

Representative example: Cost of Goods £915, Deposit £15, Amount of Credit £900, Annual Fixed Interest Rate 53.30%, Weekly Payment £14.22, Term 104 weeks, Total Payable £1493.88, Representative 69.9% APR.

Furniture Star Ltd trading as John Long Furniture is an Appointed Representative of Snap Finance Ltd who is authorised and regulated by the Financial Conduct Authority (Firm reference number 741813). Snap Finance Ltd’s permissions as a Principal Firm allows Furniture Star Ltd to act as a credit broker, not a lender. Snap Finance Ltd act as the lender. Credit subject to status. Terms and conditions apply.

Snap Finance Ltd is a company registered in England and Wales. Company Number 08080202. 

Registered address: Snap Finance Ltd, 1 Vincent Avenue, Crownhill, Milton Keynes, MK08 0AB

Finance furniture

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